Home Credit Bank is represented in Moscow by 19 separate branches, including a cash settlement center. The bank's points of sale are located in more than 20 Eldorado stores located in different districts and districts of Moscow, which makes access to the financial services of a credit institution practically unhindered, fast and convenient.
Home Credit Bank offers potential customers in Moscow all types of services: lending to individuals and legal entities, attracting funds to deposits, issuing credit and debit cards, cash management services and much more.
Acquainted with complete list Home Credit Bank branches in Moscow can be found at the very bottom of the page. They are displayed as a list, but x can also be viewed on the map, which is more convenient.
How to get a loan in Home Credit in Moscow without going to the office?
To apply for a Home Credit loan, a potential borrower does not have to go to the office. To do this, it is enough to fill out a questionnaire on the website of the credit institution, indicating all the necessary information for the bank to make a decision (passport data, personal information information about the desired loan, address of registration and residence, place of work and other information).
Within just 5-15 minutes, the client will receive a preliminary decision on the application on the phone and will know whether he can count on approval. Only in case of a positive verdict, the borrower should prepare the necessary package of documents and go to the nearest bank office.
The list of documents will depend on the chosen loan program and the required amount. For example, in order to purchase goods on credit in partner stores, it is enough for the client to provide a passport and any other identification document of his choice. Usually this is SNILS, TIN or driver's license.
Non-working pensioners must take with them a pension certificate or a certificate of establishment of a pension.
Regular customers of the bank must provide a passport and SNILS. And new borrowers can bring a passport and any of the following documents: SNILS, driver's license, foreign passport.
Who will get a loan at Home Credit Bank?
Based on the requirements of a credit institution for potential borrowers, we can conclude that the ideal client of Home Credit Bank is a citizen of the Russian Federation aged 22 to 64 years old, permanently registered in Russia and having a permanent source of income, a good credit history. At the same time, minor delays in repayment of loans in other banks up to 30 days are allowed.
For example, an ideal borrower for Home Credit Bank would be an ordinary worker of the largest Russian aluminum plant in Moscow with a good stable salary, own or rented housing. The marital status of a potential borrower does not play a special role, but the purpose of lending is a rather important factor.
A simple worker can get a one-time loan at Home Credit for an expensive purchase, resort vacation, treatment, apartment renovation and any other consumer purposes.
Another thing is when the borrower often needs credit funds in a small amount, for example, with a constant salary delay. In this case, a one-time large loan will not work and it would be better to issue a Home Credit credit card. With it, the client will receive an impressive limit of borrowed funds with the possibility of preferential repayment without interest. Thanks to this, the borrower will be able to use the money of the bank for free.
Internet banking from the bank Home Credit one of the advanced cabinets for online control of funds on your accounts. Home Credit Bank was established in 2002 and is the leader in lending in Russia.
Entrance to Personal Area Home Credit Bank is carried out from the official page of the bank. To enter, just enter your username and password, and if filled in correctly, an account will open for you.
To enter your personal account Home Credit Bank, you must go to the official website of the bank at homecredit.ru and click on the “Login” button in the upper right corner.
The system will prompt you to choose where you want to go. Home Credit Bank has two types of personal account:
- My loan
- Internet bank
If you go to the "My loan" section, you will go to the control panel of your loan and you can see key points relating to debt, repayment period, date of the next payment on the loan. In other words, this is a mini personal account where you can only control your loan that you repay.
There is also a second - more full version personal account - this is "Internet Banking". Here you have access to all your assets that are registered for you in Home Credit Bank: accounts, cards, loans. You can also manage services here, pay for services, transfer money between your accounts or send it to another person.
Personal account Home Credit Bank, security
- be careful: do not download or install on your device (tablet, computer, phone or smartphone) applications and programs from unverified sources;
- remember to install an antivirus program, do not forget to update it periodically;
- to avoid disclosure of personal data, do not give payment card and a mobile device for use by third parties, even relatives and friends;
- when changing the phone number indicated as a contact in the Banking Agreement, try to notify the Bank immediately;
- no one (even Bank employees) other than you should know the following information: your plastic card PIN, password for authorization in Internet banking, CVV/CVC code (indicated on the back of the plastic card), one-time confirmation codes;
- if a link to a web resource unknown to you came from an unreliable source, you cannot follow it;
- if you suspect that your personal data has been disclosed to third parties, we recommend that you immediately notify the financial institution.
Found an illegal debit of your finances from your account? Call the hotline immediately.
To be aware of the security rules of your accounts, follow the news on the official page of the financial organization www.homecredit.ru.
Home Credit personal account interface
In these photos you can see what functions the Homecredit interactive cabinet has:
Description and features of the Home Credit cabinet
- In your personal account, you can perform such intra-bank operations as repaying loans, transferring money to other clients of the same Bank (indicating the amount and personal account number), opening deposits and replenishing them, tracking credit card debts.
- The ability to transfer finances to any accounts (both organizations and individuals) without limiting the transfer amount. The commission is only 10 rubles.
- By going to the history of account transactions, if necessary, you can add your own payment template or repeat it.
- If necessary (for example, theft, loss), you can block a debit or credit plastic card yourself.
- In the personal account, you can select and open a deposit (deposit), without making a direct visit to the office of the service provider.
- If you need to send remittance to the card of another bank in the country, you can make it by indicating only the recipient's card number.
- Without visiting the bank, at any time of the day you will be able to get acquainted with the complete information on all financial products of the bank that you use. For example, interest accrued on a deposit for a certain period, terms of payment of a loan and a monthly payment amount on it, terms for closing a deposit, etc.
- With "Internet banking" without leaving home or workplace, you can quickly pay for any utilities. To do this, it is not necessary to visit the Bank's office.
- Are you using a credit card? Want to know about benefits? Track the amount and terms of debt payment using the interactive account!
- It is also easy to transfer funds to the specified bank account: specify the amount and details for its transfer.
- In your personal account, you can replenish Home Credit Bank cards from payment cards of other banks.
- Internet banking from Home Credit allows you to receive real money or open a credit card without visiting the office directly. To do this, you can fill out a form. In 1.5-2 hours, the entire requested amount will be transferred to your account. This function is available if there is a special offer from the Bank.
Important information!!! All intra-bank transfers and transfers to personal accounts in other banks of the country are carried out exclusively from a debit bank card. Any payments in Internet banking (payments are available for more than 800 organizations) are made without charging a commission.
The online client cabinet service (“Internet banking”) is provided free of charge!
Credit cabinet Home Credit
Getting authorized in the Homecredit Credit Cabinet is quite simple. Enter the following information into the form fields: the user's date of birth, mobile number, code from the picture, and the SMS confirmation code that came to the phone.
The difference between the Homecredit Credit Cabinet and the personal cabinet is that the client, being in the system, will only be able to control the receipt and expenditure of funds on the loan, obtain information about the credit card or the loan taken. In this system, you cannot send messages to the Bank, transfer funds, open deposits, change settings, make payments, apply for a loan or open a credit card.
Like the online cabinet, the Credit Cabinet feature is also provided free of charge.
Still have questions about the operation of the interactive system of the Bank? Add a comment to the article with a question that interests you, we will try to answer them as detailed and accurate as possible.
Home Credit Bank occupies a leading position in the Russian financial retail market. Included in the TOP-10 in terms of loans individuals, ranks first in the market of consumer loans at points of sale. On this page we present the main banking products of this financial institution.
All banking products
Home loan
To apply online and receive a loan, you just a passport is enough.
Basic conditions
- Amount from 10,000 to 500,000 rubles for new clients
- Amount from 10,000 to 990,000 rubles for those who are already a client of the bank
- Term from 12 to 84 months
- Rate: from 10.9 - to 24%
- No certificates, only passport
Requirements for the borrower
- Age: 22 to 70 years old
- Citizenship: RF
- Permanent source of income
- Registration or place of residence in the region where the loan is granted
- Good credit history
Debit Card - Benefits
A debit card from Home Credit Bank with the possibility of free service, free cash withdrawal at any ATM in the world 5 times a month and accrual of 7% per annum on the card balance, make this card very attractive for daily use.
Key benefits
- Free card delivery by courier
- Instant replenishment of the card no commission in internet bank
- Cashback is credited with points of the Benefit program. 1 point is always 1 ruble
- Free maintenance with a balance of 10,000 rubles. or transactions in the amount of 5,000 rubles. per month, in other cases 99 rubles. per month
Basic conditions
- Annual interest rate on daily balance
- 7% - with a balance of less than 300,000 rubles and making purchases in the amount of at least 5,000 rubles per month
- 3% - for the amount exceeding 300,000 rubles and making purchases in the amount of at least 5,000 rubles per month
- 0% - in other cases
- Cashback "Benefit"
- up to 10% cashback on purchases from bank partners
- 3% - for purchases in cafes, gas stations and travel
- 1% - on any purchases
- Monthly account maintenance fee
- 0 ₽ if the amount of purchases on the card exceeds 5,000 rubles or the balance on the card exceeds 10,000 rubles, or if the card is issued as part of a payroll project
- 99 ₽ in other cases
- Additional Benefits
- 0 ₽ - replenishment of the account in the Internet bank and in the mobile application
- no commission cash withdrawals at any ATMs in the world - 5 times a month
Why Choose Home Credit?
The bank attracts clients of different social status due to the presence of a wide range of products. Here you can get a small loan to purchase goods in stores or a larger amount for personal needs. For wealthy clients, the bank has prepared offers to receive status cards with beneficial options, such as a purchase insurance program, urgent medical or legal assistance, cashback or participation in a bonus program.
When applying for loan products, a client of Home Credit Bank can always count on participation in financial protection programs. In case of difficult situations, the bank will help to increase the loan term in order to reduce the amount of the payment, provide credit holidays or the opportunity to skip the monthly payment.
A large proportion of the bank's customers are depositors. Opening a deposit in Home Credit Bank is beneficial due to flexible conditions, competitive interest rate. Clients can be sure of the safety and security of their funds, since all client deposits are insured according to the all-Russian system of insurance of deposits of individuals.
Assistance and participation of the bank in the social life of society
In addition to products and services in the financial field, the bank is actively involved in the social life of society. Work is constantly underway to improve the financial literacy of the population - special materials are issued for borrowers. The Bank cooperates with journalists who are ready to share the best materials contributing to improving the financial literacy of Russians.
Since 2009, Home Credit has been participating in a charitable program aimed at helping graduates in obtaining higher education. Assistance is provided to those children who find themselves in difficult social and economic conditions.
For almost two decades, Home Credit Bank has been constantly improving and improving its services and services, trying to meet the needs of its customers, to be reliable and profitable.
Home Credit bank resume
Home Credit Bank was founded in 1992 and over the subsequent years of work has taken one of the leading positions in the Russian market in the field of consumer lending. The network includes more than 1,000 ATMs and about 300 offices and representative offices in Russia, whose employees are always ready to provide competent advice and help in obtaining loans, credit cards and other banking products. Which is not surprising, because one of the main strategic directions for the bank is the development of customer service.
