Apartment with or without decoration: which is better. The difference between fine and rough finishes. Features of acceptance of an apartment with a fine finish

Acceptance of an apartment is a joyful event for any newcomer. However, how joyful it is, so exciting: after all, soon you will not only have to pick up the keys to the apartment, but also find maximum amount shortcomings that the builders made in your apartment and in common areas (do not forget that you paid money for them too). And no matter how sad it may sound, there are various kinds of flaws in almost every apartment. But from the moment you receive the keys, all the problems in the apartment fall solely on your shoulders.

Acceptance of an apartment in a new building: the view of an ordinary person

Not, guarantee period no one has yet canceled the home and the materials used, but do you need to waste your time and nerves once again getting legal help from service organizations? We assure you that it is better to notice and point out all the defects at the apartment acceptance event. The best solution is to invite a familiar person who is familiar with construction work firsthand to a new building. But the problem is that in our high-tech society, not everyone has knowledge about construction and its norms. Not everyone has such people among their friends or relatives. How to be in that case?

Don't worry, it's all here very simple. In order to notice any shortcomings made by the builders in your apartment, it is not necessary to have a specialized education. As a rule, the majority modern apartments Rented without finishing, which further simplifies the task.

So, to begin with, we need to determine for ourselves the key “points” of verification. In most cases this is:

  • window,
  • heating system,
  • ventilation,
  • structural integrity and items installed in the apartment.

You can start simple

Come to every window, check its functioning (opening-closing-ventilation mode). The handle should move easily and naturally. If something confuses - some window closes very tightly, the handle does not get into the right position, or does it with difficulty - feel free to write it in your act of claims. This applies to all windows in the apartment. Do not forget about balcony windows or sliding frames. Also check if they have chips, scratches, cracks. It is very likely that the windows will be covered with building dust (no one is obliged to clean it), so prepare a small cloth, a bottle of water (it is unlikely to be in the house), and lightly wipe them. Believe me, broken windows in a new apartment are far from a nightmare, but a harsh reality. This happens very often. And if you notice a chip or crack during acceptance, the window will be replaced for you without the slightest pretension. But if you do this after signing the act, then it will be very problematic to prove that it was not you who beat him.

pay attention to window sills: if they are already without a film, then they should not have deep scratches. “Try on” them to the level. A slight angle is allowed, but it should not be visible to the eye. When opening balcony door the gap between its lower part and the concrete base of the floor must be at least 15-20 mm - otherwise there will be problems when laying the floor.


Ventilation system

Move on. Ventilation system. To check it, we only need a sheet of thin paper (preferably smaller than A4; also the thinner it is the better) or a lighter, and a slightly ajar window. Opening the window (the micro-ventilation mode will be enough) is mandatory - the ventilation system will work only if air enters. Have you opened it? Now we stand on a stool and bring to the grate (by the way, they should also be!) A prepared sheet of thin paper. If you let him go and he stick to the grid- everything is great. If it falls or blows in the opposite direction (the air will go to the blow), then this is a reason to worry. Thus, we check all the ventilation holes.

We get off the stool and take it in our hands flashlight. As a rule, at the stage of the final inspection of the apartment, there will be neither electricity nor lamps in it. But there will be a lot of dust. Therefore, a powerful flashlight will be very useful. We need it in order to check the integrity of the toilet bowl, bathroom and installed washbasins (if they are provided for by the project). We wipe them with a damp cloth and look for chips, cracks. Damage to a bathtub or toilet during delivery, lifting to the floor and installation is as easy as shelling pears. And they cost money. Which you, in principle, have already paid for them.

We hope everything is in order. If not, write down the shortcomings in the act issued to you. Write clearly and legibly. If it’s cold outside and the heating in the house is already on, then we have a great chance to check the heating system. Check each battery- they must be warm. If the radiators are endowed with temperature regulators, then, unfortunately, it will hardly be possible to check them in a short period of time: in order for the radiator to cool down or vice versa “add heat”, it needs some time, and this is normal. But you can check the functioning of the regulators themselves completely. They should spin easily and not stick.

Normal water supply in apartments will most likely be disabled. But it won't hurt you to check cranes on/off hot and cold water, as well as water supply to the fire hose. There were times when they worked either very tight, or completely fell off. Flooding new neighbors even before the repair, or, even worse, immediately after it, is not at all the case. By the way, the doors leading to the counters should open and close easily too. If not, they should be adjusted.



The matter is small. Since there is no electricity in the house, check sockets and light switches fail. But pay attention to their presence. Check if all rooms have ammo installed. On the walls, and even more so in the ceiling, there should not be through holes. If the walls themselves are slightly uneven, no one will fix this for you. But holes and potholes should not be, these are the mistakes of the builders, and they must be eliminated. Finally pay attention front door. Usually these are the simplest wooden canvases. Of course, you will soon replace it with a metal one, so you can ignore the cosmetic condition of the existing door, but lock should function perfectly: you and your finishers still have to use it.

Easy peasy



As you can see, absolutely anyone can go through the acceptance process, whose professional and even amateur activities have never intersected with construction. The portal site has tried to give basic advice that will help you in this responsible business. By the way, you can print them out on a printer and take them with you to the reception.

Basic tools you may need :

- Powerful flashlight;
- A piece of rag;
- Container with water;
- A piece of paper or a lighter;
- Stool or low stepladder;
- Angle, tape measure, level;
- Light bulbs with E27 and E14 sockets.


So what is an unfurnished apartment and what does it look like? Is it really worth buying? Let's try to figure it out.

As you know, apartments without finishing in the economy class segment are about 15% cheaper than those with finishing (in the business class - by 25%), but wealthy people also buy them. Then, without limiting themselves either in funds or in time, they bring this purchase to mind, based on personal needs. Mere mortals are attracted, most likely, by the price of such real estate. It is more affordable for them compared to ready-made options in new buildings or on the secondary market.

What does unfurnished apartment mean?

An apartment without finishing is a concrete box, unsuitable for living. Usually the developer provides in it the installation of the front door, plastic windows and glazing of loggias. Apartments can be without interior partitions at all. The wiring of sewerage and water supply is carried out without plumbing fixtures. All pipes are closed with plugs. Electricity is carried out to the floor shield.

Thus, the future owner will have to deal with both the rough and fine finishing of the apartment himself.

The cost of repairing an apartment without finishing

Currently, the minimum cost of repairing a one-room apartment without finishing with an area of ​​40-45 sq. meters is from 300 thousand rubles. For this money, they will do the wiring of electricity in the apartment, put the cheapest tiles and plumbing. The floor will be laid out with linoleum, at best - with laminate. The ceiling can be wallpapered instead of painted as it is cheaper than priming, scraping and painting.

Here you should also not forget about the additional costs in the form of renting housing. After all, the newly minted owner needs to live somewhere while the repair work is being carried out. And they can last up to 12 months, or even more. Today, the average price of renting an apartment is 10-20 thousand rubles.

Thus, the simplest repair of such an apartment can take about 200-400 thousand rubles.

These mathematical calculations are made without taking into account the human factor. After all, independently engaged in organizing the repair of an apartment, its owner takes on all the construction risks that are associated with the cost of work, the deadline for their execution and quality. And, in the end, an apartment without finishing may be more expensive than a finished apartment in economy class houses.

Here it is worth mentioning apartments with a rough finish. They are more expensive than "zero" by about 2-3%. Like apartments without finishing, they are also far from the finished version. Only primary work has been done in them: cold and hot water supply, electricity supply. There are even switches and sockets. Aligned walls floor and ceiling. There is heating and sewerage, though without the installation of plumbing equipment. Future tenants will have to make final repairs, and then you can move in and celebrate housewarming.


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In the real estate market of the Moscow region, 80 to 90% of houses in new buildings are rented without finishing, and the demand for them is still not falling. So what is an unfurnished apartment and what does it look like? Is it really worth buying? Let's try to figure it out.

Unfinished apartments in the economy class segment are about 15% cheaper than those with finishing (in business class - 25%), but wealthy people also buy them. Then, without limiting themselves either in funds or in time, they bring this purchase to mind, based on personal needs. Mere mortals are attracted, most likely, by the price of such real estate. It is more affordable for them compared to ready-made options in new buildings or in secondary housing.

What does unfurnished apartment mean? In short, this is a concrete box, unsuitable for living. Will the upcoming renovation justify the savings provided by the cost of an apartment without finishing? Let's guess.

In the beginning, nevertheless, we will tell you what the apartment looks like without finishing. Typically, the developer provides it with the installation of an entrance door, plastic windows and glazing of loggias. Apartments can be without interior partitions at all. The wiring of sewerage and water supply is carried out without plumbing fixtures. All pipes are closed with plugs. Electricity is carried out to the floor shield. That's what unfurnished apartments are like.

Thus, the future owner will have to deal with both the rough and fine finishing of the apartment himself.

Let's calculate its costs. According to one of the Moscow real estate agencies, the minimum cost of repairing a one-room apartment without finishing with an area of ​​40-45 sq.m. starts from 300 thousand rubles. For this money, they will do the wiring of electricity in the apartment, put the cheapest tiles and plumbing. The floor will be laid out with linoleum, at best - with laminate. The ceiling can be wallpapered instead of painted as it is cheaper than priming, scraping and painting.

Do not forget about the additional costs in the form of renting housing. After all, the newly minted owner needs to live somewhere while the repair work is being carried out. And they can last three, six, twelve months and even more. Today, the price of a rented one-room apartment in Moscow is at least 22-25 thousand rubles. So calculate how much it will take to rent housing. You will have to spend at least 75-300 thousand rubles on this, respectively.

Thus, the simplest repair of such an apartment can take about 400-500 thousand rubles. The average price of a one-room apartment without finishing with an area of ​​40-45 sq.m. in a monolithic house in the capital is approximately 5.6 million rubles. We make a calculation and get that the cost of the simplest repair and arrangement of an apartment without finishing is equal to 7% of the price of housing.

All these mathematical calculations are made without taking into account the notorious human factor. After all, independently engaged in organizing the repair of an apartment, its owner takes on all the construction risks that are associated with the cost of work, the deadline for their execution and quality. And, in the end, an apartment without finishing may be more expensive than a finished apartment in economy class houses.

Here it is worth mentioning apartments with a rough finish. They are more expensive than "zero" by about 2-3%. Like apartments without finishing, they are also far from the finished version. Only primary work has been done in them: cold and hot water supply, electricity supply. There are even switches and sockets. Aligned walls floor and ceiling. There is heating and sewerage, though without the installation of plumbing equipment. Future tenants will have to make final repairs, and then you can move in and celebrate housewarming.

Now you understand what an apartment without finishing means?

Instruction

In the general case, when an apartment is rented on a turnkey basis, a newcomer can live in it from the first day. The apartment will have sockets and switches, plumbing, window frames, entrance and interior doors. But there is no need to rely on the use of expensive materials and high-quality finishes. There will be linoleum on the floor, and skirting boards will be nailed, wallpaper will be pasted on the walls, the ceilings will be whitewashed, tiles will be laid in the toilet and bathroom. The standard design solutions used in such cases are designed for a very unpretentious tenant. However, if you wish, you can redo the interiors by ordering the installation stretch ceilings and making cosmetic repairs to suit your tastes.

There are no standards that establish what, apart from walls, should be done in an apartment rented “for self-finishing”. Most often, this is a concrete screed on the floor, plastered walls and ceilings, communications outlets and electrical wiring. In such apartments, only windows and entrance doors are installed. Of course, there is no question of living in such an apartment - a full cycle of finishing work will have to be carried out in it, including the alignment of walls and ceilings.

If you are faced with the choice of whether to buy an apartment in a turnkey new building or finish it to your liking on your own, there is no unequivocal answer to the question of which of these options will be optimal. The apparent benefit when you yourself finish the apartment “from scratch” can turn into significant costs - after all, installing communication systems and plumbing is not a cheap pleasure.

A participant in shared construction who wants to purchase an apartment “for self-finishing” should also take into account some legal nuances. Despite the fact that the current laws do not directly prohibit the transfer of an apartment to a shareholder under an act, as is the case with “self-finishing”, such an apartment cannot be considered an “Object” of a shared construction agreement before the house is put into operation. This follows from the provisions of Article 55 of the Town Planning Code of the Russian Federation and Article 4 of the Federal Law "On participation in shared construction ...".

A housing deal is a very important and responsible action, because we are usually talking about very large sums. So before selling apartment, it is necessary to understand the various rules and the essence of this process. There are also peculiarities when selling apartments in new building.

You will need

  • - certificate of ownership;
  • - floor plan and explication;
  • - the passport.

Instruction

If you do not have these documents yet, then order a floor plan-explication for your apartment in the Bureau of Technical Inventory in new building. The sale of housing is possible only with these documents. At the same time, housing should not only be fully built, but also officially put into operation. Otherwise apartment cannot be sold, only transfer of ownership can be made.

Find a real estate agency that will represent your interests. There are a lot of them, so it is best to focus on the recommendations of friends and acquaintances. You can also do the sale yourself, but you will still need a lawyer to draw up a contract of sale, unless, of course, you yourself are an expert on this issue.

If you bought a new building under a mortgage program, and the loan has not yet been repaid, contact the bank that issued it to you. Find out under what conditions you can sell this apartment. For some mortgage programs, there is a moratorium on early repayment of the loan. In this case, you will have to postpone the sale until the moratorium expires.

Set the price to apartment. In a real estate agency, the realtor usually offers it to you himself, and it's up to you to decide whether this amount is right for you. By lowering the price, you will be able to sell your home faster.

Find a buyer. Usually a realtor is looking for it, but when selling an apartment on your own, you can place ads in newspapers and on specialized Internet sites.

Having found a suitable person and agreed with him on the price, conclude a contract with him to sell housing. It must be drawn up correctly from a legal point of view, it must indicate all financial payments.

Clients of mortgage programs will need to apply to the bank with a sales contract and pay the entire balance of the loan amount. After the loan is closed, the encumbrance will be removed from the apartment, and you will be able to register the contract in a special government agency- Federal Registration Service. To do this, you will need to pay a fee.

Related videos

Advice 3: The act of accepting the transfer of an apartment under an equity participation agreement (DDU)

Currently, investing in real estate at the stage of building a residential building has become quite popular. The shareholder is obliged to sign the act of acceptance and transfer of the apartment under the equity agreement within a week.



Real estate buyer records

During the acquisition of an apartment, citizens have to draw up a lot of various documents, the act of acceptance and transfer of real estate is mandatory. The signing of this act will be required if a new building is put into operation. In some regions, the drawing up of an act of transfer will be required when real estate is sold on the housing market.

Transfer of an apartment under a share agreement

The procedure for accepting an apartment from a developer under DDU is regulated by Russian law. However, before the property is accepted by the buyer, the developer must put the building into operation, take the necessary measurements and provide the dimensions to the BTI. Besides, residential building a permanent address must be assigned.


The procedure for transferring an apartment under DDU

How is the process of transferring an apartment under the DDU:

  1. The developer must invite all its equity holders to sign the documentation on the acceptance and transfer of apartments.
  2. The shareholder must visit his apartment and make a thorough inspection of the premises.
  3. If minor defects are found, the documents of acceptance and transfer of real estate can be signed immediately. If problems are found, then the equity holder must write a special inspection report, and not accept housing until the developer eliminates the shortcomings.
  4. As soon as the company fixes the problems, the buyers re-examine the premises and sign the act of acceptance and transfer of real estate.
  5. As soon as all the necessary documents are signed and the final cost of housing is determined, the developer transfers sets of keys from the apartment to the shareholder.

Approximate form of the act of acceptance and transfer of an apartment according to the DDU

The following information is indicated: details of the organization - developer, passport data of the future owner, postal address of the transferred property. The document also states that the buyer of the apartment has no claims against the seller and takes possession of the property.


Approximate form of the act of acceptance and transfer of an apartment according to the DDU - leave a comment

If you read the comments of users on the Internet, you can find out the fact that in reality the documents for accepting real estate from the developer look a little different. The proposed form does not provide for the signature of the developer, which is a violation of the law.

Should parents provide housing for their children?

Of course, ideally, parents should purchase separate housing for their children, but not every family has such an opportunity. Most often, parents become equity holders in construction companies or help their children buy real estate.

The act of acceptance and transfer of the apartment DDU

The law does not prescribe a single form of a document for accepting real estate from a seller. The document indicates: the date, describe the real estate, place of compilation, data from the cadastral register, details of both parties and signatures.

United Telephone Legal Service

If you have any questions about the documentation, each client can call the Unified Telephone Legal Service 24/7 and get free help.

The procedure for the transfer of an object of shared construction according to the law 214-FZ

A certain procedure for the acceptance of construction objects is regulated by law. In order for real estate to be accepted in a certain order, Federal Law No. 214 “On Participation in Shared Construction” was approved apartment buildings". The order is as follows:

  1. The transfer of real estate from the developer company and its acceptance by the shareholder are carried out by both parties according to the deed of transfer.
  2. The transfer of a shared property is done after obtaining permission to put the house into operation.
  3. Further, the commissioning of new housing, BTI measurements and obtaining an address.
  4. Notifying buyers 14 days in advance of the completion of construction and inviting them to receive apartments. Shareholders must accept their purchase within the time specified in the DDU. If the terms are not specified, then the new owners are given a week to sign the act.
  5. If the shareholder is not satisfied with the quality of the work performed, then the transfer deed will not be signed. The buyer must require the developer to draw up and sign an inspection report of the premises, in which to indicate all the shortcomings and the time frame for correcting the problems. After the elimination of all errors, the developer again invites equity holders for inspection, and if the owner is satisfied with everything, then the documents for the transfer of real estate objects are signed.
  6. Signing documents on the acceptance and transfer of shared real estate to the owner and handing over sets of keys to the property to the owner. The act of acceptance and transfer consists of: the place where the document is signed, the date of its signing, full information about both parties, an indication of the area of ​​​​the object, the postal address of the property, the floor of the apartment, information about the state of the property. It will be important to indicate the fact that the parties do not have any claims against each other.


It was smooth on paper

In fact, only the shareholder signs his signature in the inspection documents, the signature of the developer himself is not provided for in the document. The developer company does not take responsibility for eliminating all the shortcomings, their correction can take a long time.

Collection of acts of acceptance and transfer of goods

In order to avoid unnecessary problems in the acceptance and transfer of goods or real estate, the legislation provides for various acts. If there are correctly completed documents, both the customer and the contractor will be able to prove their case in case of disputes.

The act of acceptance and transfer of the apartment: the importance of details

When buying real estate, it is important to pay Special attention the availability of a complete package of documentation, as well as the correctness of filling out each contract, act or power of attorney. Most often, when buying a home, people strictly monitor the availability of purchase and sale documentation, as well as the procedure for transferring finances, but do not pay attention to the act of acceptance and transfer of real estate.

What does the law say?

There is an article in the civil code that regulates the acceptance of real estate by the buyer from the seller. Only after the execution of the acceptance certificate, the obligations of the parties are considered fulfilled and the property can be considered transferred to the owner.

Bad consequences for the seller

If the transfer document is not drawn up, then according to the law, the developer is still responsible for the real estate, because the buyer did not actually assume the obligation to maintain and service his apartment.

Bad consequences for the buyer

For a shareholder, drawing up a transfer acceptance certificate is simply necessary, especially if housing is purchased in a new building. In addition, the buyer is not always satisfied with the quality of the work performed, and in order to correct all the shortcomings and call the developer company to order, it is necessary to sign the act.

Sign or not?

In practice, it turns out that the construction company has not fully fulfilled its obligations to equity holders, and will not incur any penalties for these violations. If the buyer is not eager to correct the violations at his own expense, then it is necessary to draw up an act of inspection of the residential premises, and it is desirable that both parties sign the document.

What to do if the developer refuses to sign the act?

If the developer refuses to sign the act, then the shareholder should draw up an inspection report on the spot, then write a claim with the deadlines for correcting the shortcomings and send all the documentation to the address of the developer company. After the expiration of the specified terms, the shareholder may apply to the court.

Buying new apartment, you should be very careful about the procedure for transferring housing to the buyer under DD.

Useful advice

In the event that the shareholder independently produces Finishing work When preparing an object of shared construction for commissioning, it is necessary to draw up an additional act, according to which he receives the right to enter the construction site. This act should reflect that the construction participant - the future owner of the apartment - has been instructed in safety.

Real estate in new buildings attracts many buyers not only with a favorable price-quality ratio, but also with a lack of history. It's nice to move into an apartment whose walls do not store memories of someone else's life. But not every newcomer is pleased with the prospect of doing a full-fledged repair on their own - wasting time, money and nerves. Therefore, in the primary real estate market, there successfully exists a format of housing with repairs of varying degrees of completeness. It is believed that buying an apartment with finishing is more convenient, and without finishing it is more profitable. Is this true, and what are the features of both options?

Apartments without finishing, with a rough finish and on a turnkey basis - what developers offer

Modern developers are quite conservative, and their clients are thrifty. in general, it does not impress with an abundance of unusual offers and options for an individual approach, however, there is a choice. In the Northern capital today there are several formats of real estate finishing, which allow the buyer to choose the most convenient and profitable offer.

  • Apartment without finishing

Most a budget option investment in new construction. At the same time, at the exit, the happy buyer will receive a “semi-finished product” housing, which will still have to be worked on before the housewarming. A typical “apartment without finishing” is a concrete box, where there is no screed, plumbing (all pipes are closed with plugs), electricity (the cable is only laid up to the floor shield), and sometimes even interior partitions. The developer usually provides only front door and glass panes. Otherwise, the future owner will have to deal with both rough and fine finishing, investing additional time and money in repairs.

  • Apartment with finishing touches

This is a compromise between a "concrete box" and a fresh repair. Everything “wet” and “dirty” is done in the apartment with pre-finishing preparatory work: screed, electrical wiring, slopes and window sills on the windows, aligned with beacons and plastered walls. Sometimes batteries and plumbing can be installed. The owner will have to take on the most pleasant, “cosmetic” part of the repair - choose wallpaper, flooring, doors, switches, tiles, etc.

  • Fully finished apartment

In this case, the developer takes on the function of an interior designer. The buyer receives the keys to a fully finished housing, he is completely free from headaches about repairs, but he is also significantly limited in his wishes for the appearance of the future apartment. “If we talk about complete finishing, then the client is usually offered 1-3 ready-made interior solutions (in which the buyer cannot choose the type of flooring, wallpaper color, etc.), - says. - Sometimes clients ask if they can buy, for example, the wallpaper they like and bring it to the object to be glued. But developers usually do not go for this, since the construction process must be standardized. The task of the developer is to build houses, not to embody the design requests of clients.

The ability to choose finishes in some projects is still provided. "Sometimes you can choose different variants finishing or finishing materials, - explain Lenstroytrest experts. “But this is possible in apartments with a minimum level of comfort, and, most often, higher - business and elite.”

  • Fully finished and furnished apartment

Completely finished apartments with wallpaper, furniture and appliances are a fairly common option for primary real estate in Europe. Housing lacks only a cat and a ficus - otherwise it is ready for the new owners to move in. However, Petersburgers are wary of this format and prefer to choose the setting themselves. Fully furnished apartments are popular only with those clients who buy property for rent.

Nikolay Grazhdankin shares his experience in selling fully finished and furnished apartments in : “We are working with two furniture and interior companies that have completed individual design projects for these apartments and fully equipped them with furniture and accessories,” says the expert. “Now they are available in the showroom format: if desired, customers can purchase these apartments, or order their favorite furnishing option for any other apartment in our residential complex.”

Furnished apartment - pros and cons

Despite the fact that at the start, an apartment in a new building with finishing will cost the investor more, the economic benefits of such an acquisition are by no means obvious. According to real estate experts, most of the offers with finishing are found just in the economy class, and buyers of more expensive housing in the “business” category are more often interested in rough options. Specialists of ISK Otdelstroy conducted a survey among potential customers and found out that, despite the savings, there are not so many who want to get the keys to an empty “box”. Opinions were distributed as follows:

  • without finishing 23%
  • with pre-finishing 39%
  • fully finished 33%
  • "turnkey" (finishing + furnishing) 5%

According to another survey, the question "Would you buy an apartment fully finished and furnished, but 20% more expensive?" 25.2% of the respondents answered in the affirmative, 70.7% - in the negative, 4.1% - offered their own answer.

What is the advantage of the “no finish” option? This is a lower cost and the ability to completely take the repair process into your own hands. As a rule, in the "economy" category, such an offer is of interest to buyers who are most constrained in their means. It is more profitable for them to spend as little as possible on housing, and then gradually save up money and bring the apartment “to mind” on their own, carefully controlling all expenses for repairs. Wealthier clients who are looking for business and comfort class options are also not averse to saving money at the start. But usually housing without finishing is of interest to them as an object of embodiment of their own ideas. design solutions, for which a fairly serious budget can be envisaged.

The disadvantage in a new building without finishing is obvious - in this case, the housewarming is postponed indefinitely until the repair is completed, and all the difficulties, hassle and responsibility for construction work will fall on the shoulders of the property owner.

Ready to finish or self-repair - which is more profitable?

Unfurnished apartments in the economy class real estate segment are on average 15% cheaper than fully finished housing. In comfort class projects company "Lenstroytrest"- in Kolpino and the microdistrict "Yanila Country" in the village of Yanino - the difference between an apartment with and without decoration can be from 5 thousand to 8 thousand rubles per 1 sq. m. depending on the footage of the apartment.

For the "business" category, the difference can be up to 25%. However, before making the final choice and signing an agreement with the developer, the buyer should evaluate his strength in advance and draw up a competent estimate for future repairs.

According to experts, an unconditional decision in favor of an object without finishing should be taken only in one case: the buyer wants to implement a specific design project in the apartment and has enough budget to make his dream come true. Despite the lower starting cost of housing without repair, the final financial benefit from the acquisition of such real estate is not unambiguous.

According to a rough estimate, the minimum repair of an apartment, which is rented by the developer "without finishing", will cost the property owner about 10% of the value of the object. For example, it will take at least 300 thousand rubles to bring a “odnushka” with an area of ​​​​35-45 thousand to a residential state. The amount is more than modest, given that you will have to do a screed, level the walls, do the wiring of electricity and plumbing, install doors, glue wallpaper and lay tiles. And if you want to use not the cheapest materials, the repair budget will increase rapidly. There is only one alternative - to do everything with your own hands, but then the process will drag on for many months. If at this time you have to spend money on rented housing, the benefit from savings on finishing from the developer is rapidly dwindling. On the other hand, only personal control over the repair process will ensure the perfect quality and implementation of all design ideas.

If it is important for the buyer to celebrate the long-awaited housewarming as soon as possible, it is wiser to entrust the developer with at least the “dirty” phase of the repair and stop at the option with pre-finishing. The fact is that usually the choice of an apartment with or without repair does not affect the timing of the receipt of the keys - in any case, finishing from the developer is done before the house is put into operation. The happy homeowner will be able to start work only after signing the acceptance certificate for the transfer of the object.

Who chooses furnished apartments

According to a survey conducted among their clients by START Development specialists, 30-40% of buyers would like to purchase fully finished properties. And we are talking not only about typical urban housing - townhouses and cottages with a ready repair are also in demand. At the rate Elena Shishulina, Marketing Director of START Development Management Company LLC, the primary market of St. Petersburg quite adequately responds to this request - apartments with finishing on it are just about 35%. The “deficiency” has so far been observed only in the field of suburban construction, where this option is presented much less frequently – in just a few villages, mostly economy class, according to the expert.

“Finishing from the developer is mainly used by non-residents and those who take a mortgage, since in this case the cost of finishing is included in the loan amount,” says Nikolai Grazhdankin, Head of Sales, ISK Otdelstroy. In the list of reasons why buyers choose apartments with finishing, the expert lists the following:

  • the opportunity to move in immediately;
  • no hassle, waste of time and nerves;
  • unwillingness to carry out repairs on their own;
  • understanding that the cost of self-repair will be higher or the same.

“Separately, it should be said about “mortgage holders,” adds Elena Shishulina. - For them, the issue of finishing is also fundamental for two reasons. First, they often need to move into a new home as quickly as possible, especially if they previously lived in a rented apartment, so as not to pay the mortgage and rent at the same time. The second reason is that it is easier for them when the cost of finishing is included in the price of the apartment. Because of this, the monthly payment does not increase much, but there is no need to set aside the amount for repairs - due to it, you can increase the first installment and reduce the interest rate.